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Looking for a fha loan specialist in Woodland? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Woodland, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 fha loan specialists in Woodland, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Susan Spann - PrimeLending Woodland Mortgage Lender
1100 Main St #320, Woodland, CA 95695
5304009332
PrimeLending, A PlainsCapital Company - Woodland CA
FHA loan specialists in Woodland, California help homebuyers navigate FHA-insured mortgages, which are popular for their low down payment requirements. California law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Woodland residents often use FHA loans for single-family homes in Yolo County, where median home prices require careful loan structuring.
What Does a FHA Loan Specialist in Woodland Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% depending on loan term and loan-to-value ratio. Origination fees vary by lender but are generally capped at 1% of the loan amount. Appraisal fees in Woodland average $500 to $700. Third-party costs such as title insurance and recording fees add $2,000 to $4,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Woodland, California?
For 2025, FHA loan limits in Yolo County are $498,257 for a single-family home. Higher limits may apply for duplexes or triplexes. These limits are set by the Department of Housing and Urban Development and adjust annually.
What credit score is needed for an FHA loan in Woodland?
Most FHA loans require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. California lenders may have overlays requiring higher scores.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.