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Compare fha loan specialists in Wildomar. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Wildomar, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in Wildomar, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anchor Funding, Inc, CRMP
35626 Ruth Ave, Wildomar, CA 92595
9518050063
Americasloan Mortgage
34859 Oneal Rd STE 113, Wildomar, CA 92595
7149731035
An FHA loan specialist in Wildomar, California helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. California law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Wildomar residents often use FHA loans to purchase homes in Riverside County, where median home prices exceed $500,000.
What Does a FHA Loan Specialist in Wildomar Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance. For a $400,000 loan in Wildomar, total closing costs often range from $8,000 to $12,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Wildomar?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the Federal Housing Administration loan process. They help Wildomar residents qualify for loans with a 3.5% minimum down payment and credit scores as low as 580.
What are the California-specific requirements for an FHA loan?
California requires all FHA loan officers to hold a valid NMLS license and complete continuing education. Borrowers must also meet state-specific property appraisal standards, including termite inspections for homes in Riverside County.
How long does an FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs to meet FHA minimum property standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.