Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 fha loan specialists in West Covina, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Super Mortgage Bros
1900 W Garvey Ave S #100, West Covina, CA 91790
6262001838
David Martinez Mortgage Team
100 N Citrus St #638, West Covina, CA 91791
8183210024
GM Brokerage Home Loans
150 N Grand Ave #208, West Covina, CA 91791
6263467177
CrossCountry Mortgage, LLC
100 N Citrus St Suite 340, West Covina, CA 91791
8006507644
AQHL Bancorp DBA Prime Equity Mortgage
100 N Citrus St #638, West Covina, CA 91791
6268256565
Jesse Rivera, Loan Officer
104 S Glendora Ave, West Covina, CA 91790
6266003095
Guild Mortgage - Chris Haun
100 N Barranca St Suite 900p, West Covina, CA 91791
6263150563
New American Funding - Dalia Lemus
2934 E Garvey Ave S Ste. 237, West Covina, CA 91791
6265985416
1st American Mortgage Corporation
100 Barranca Ave 7TH FLOOR, West Covina, CA 91791
6264836280
Angel Torres - O1ne Mortgage
1906 W Garvey Ave S #200, West Covina, CA 91790
5623605514
O1NE MORTGAGE INC
1906 W Garvey Ave S #200, West Covina, CA 91790
6263238860
California Mortgage Brokers Inc.
150 N Grand Ave Ste 204, West Covina, CA 91791
6262488007
Team Carlos Flores, Mortgage Advisor MLO 238306
100 N Citrus St Suite 340, West Covina, CA 91791
8006507644
What Does a FHA Loan Specialist in West Covina Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, and an annual mortgage insurance premium of 0.55 percent to 0.85 percent of the loan balance. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees, and title insurance also apply. Costs vary by lender, loan amount, and borrower qualifications. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for West Covina in 2025?
For Los Angeles County, which includes West Covina, the 2025 FHA loan limit for a single-family home is $1,149,825. This amount applies to high-cost areas and is updated annually by HUD.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
Are there California-specific rules for FHA loan inspections?
Yes, California requires FHA appraisals to include a termite inspection and a well water test if applicable. The appraiser must also verify that the property meets local building codes and health and safety standards.