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Looking for a fha loan specialist in Vallejo? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Vallejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 fha loan specialists in Vallejo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Crestline Financial
320 Arkansas St, Vallejo, CA 94590
7076424900
US Bank Mortgage
1200 Tennessee St, Vallejo, CA 94590
8008722657
Chase Mortgage
1740 Tuolumne St, Vallejo, CA 94589
7076487017
jai ramaiya
2591 Marshfield Rd, Vallejo, CA 94591
7077204133
Bay Area Mortgage Pros
2591 Marshfield Rd, Vallejo, CA 94591
7077204133
PCH Real Estate | Home Mortgage
633 Tuolumne St, Vallejo, CA 94590
7078127149
Chase Home Lending
972A Admiral Callaghan Ln, Vallejo, CA 94591
7703550106
An FHA loan specialist in Vallejo California helps home buyers and homeowners secure loans insured by the Federal Housing Administration. These loans often require a lower down payment and have more flexible credit requirements than conventional loans. In California FHA loan limits vary by county and in Solano County the 2025 limit for a single-family home is typically higher than the national floor due to local median home prices.
What Does a FHA Loan Specialist in Vallejo Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the base loan amount and an annual MIP ranging from 0.45 percent to 1.05 percent depending on loan term and down payment. Closing costs usually range from 2 to 5 percent of the loan amount but sellers can contribute up to 6 percent toward these costs. Lender origination fees appraisal fees and title insurance also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the main FHA loan requirements in Vallejo California?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. You must also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP that varies by loan term and loan-to-value ratio. The property must meet FHA minimum property standards and be your primary residence.
How do FHA loan limits work in Vallejo California?
FHA loan limits are set by the Department of Housing and Urban Development and vary by county. For Solano County in 2025 the ceiling for a single-family home is approximately $1,000,000. This limit is adjusted annually based on local median home prices so it may change each year.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.