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Find FHA Loan Specialists Near You in Tustin, CA

Looking for a fha loan specialist in Tustin? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Tustin, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 fha loan specialists in Tustin, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Equinox Home Financing, Inc.
17291 Irvine Blvd Ste 400, Tustin, CA 92780
8885058960
Active Link, Inc.
15991 Red Hill Ave #200, Tustin, CA 92780
9496815004
Santiago Financial, Inc. | Manufactured & Mobile Home Loans
161 Fashion Ln STE 206, Tustin, CA 92780
7147318080
Red White & Blue Lending
2522 Chambers Rd Suite 106, Tustin, CA 92780
9496796680
Ameritrust Mortgage Corporation
17341 Irvine Blvd, Tustin, CA 92780
8884999060
Express Capital
2512 Chambers Rd Ste 209, Tustin, CA 92780
9497516940
Future First Lending
100 W Main St #11, Tustin, CA 92780
9496170239
The Loan House, LLC
250 El Camino Real #111, Tustin, CA 92780
8009335146
LoanRx
222 Fashion Ln Ste 105, Tustin, CA 92780
9492335603
OC Home Loans and Finance
17461 Irvine Blvd Suite S, Tustin, CA 92780
9494228694
Melissa Morton @ loanDepot
17822 17th St Ste 300, Tustin, CA 92780
7147151102
Professional Mortgage
17291 Irvine Blvd #262, Tustin, CA 92780
7144369990

What Does a FHA Loan Specialist in Tustin Cost?

Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance, depending on loan term and down payment. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Orange County average $500 to $700. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Tustin?
An FHA loan specialist in Tustin helps borrowers understand FHA loan requirements, including credit score minimums of 580 for a 3.5 percent down payment. They assist with pre-approval, document preparation, and ensure the property meets FHA safety and appraisal standards. Specialists also explain California-specific rules, such as the state's non-judicial foreclosure process if needed.
What are the FHA loan limits for Tustin California?
For 2025, the FHA loan limit for a single-family home in Orange County, which includes Tustin, is $1,209,750. Higher limits apply for multi-unit properties. These limits are set by the Department of Housing and Urban Development and are adjusted annually based on median home prices in the area.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and document verification. Delays can occur if the property requires repairs to meet FHA minimum property standards or if additional income documentation is needed.