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Looking for a fha loan specialist in Tulare? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Tulare, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 fha loan specialists in Tulare, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Melissa Leyva- Loan Officer with Empower Home Loans
157 S K St, Tulare, CA 93274
5598026477
Home Front Mortgage-Tulare
151 North N Street, Tulare, CA 93274
5596238897
Ida's Direct Mortgage
140 N J St, Tulare, CA 93274
5596871700
Tulare County Mortgage Services
332 E King Ave, Tulare, CA 93274
5596871200
Caroline Castellanoz- Loan Officer with Ida's Direct Mortgage
140 N J St, Tulare, CA 93274
5594676389
Blake Garcia - Change Home Mortgage
142 S K St, Tulare, CA 93274
5592481007
Change Home Mortgage - Anne Brown
142 S K St, Tulare, CA 93274
5599720244
FHA loan specialists in Tulare, California help homebuyers and homeowners secure government-backed loans with lower down payments and flexible credit requirements. California law requires FHA loans to meet specific state property standards and disclosure rules. Tulare residents can benefit from local specialists who understand the Central Valley housing market and California FHA loan limits.
What Does a FHA Loan Specialist in Tulare Cost?
Typical costs for FHA loan specialist services in California include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Tulare generally run 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Tulare do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets California specific requirements, such as property appraisal standards and state disclosure laws.
What are the FHA loan limits for Tulare County in 2025?
For 2025, the FHA loan limit for a single-family home in Tulare County is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and applies to most areas in California.
Do I need a special license to work with an FHA loan specialist in California?
FHA loan specialists in California must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also comply with California Department of Financial Protection and Innovation regulations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.