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Browse fha loan specialists serving Tahoe City, California. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Tahoe City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in Tahoe City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nicole Francis at CrossCountry Mortgage
521 N Lake Blvd #105B, Tahoe City, CA 96145
7758461839
O'Dette Mortgage Group
3092 N Lake Blvd #4, Tahoe City, CA 96145
5305815089
An FHA loan specialist in Tahoe City, California can help you navigate the Federal Housing Administration loan process. California law requires lenders to provide specific disclosures, including a Good Faith Estimate and a Loan Estimate within three business days of application. Local specialists understand the unique housing market in the Lake Tahoe area and can guide you through FHA requirements for properties near the lake.
What Does a FHA Loan Specialist in Tahoe City Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% of the loan amount, which can range from $5,000 to $11,000 for a median-priced home in Tahoe City. Other costs include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85%. Costs vary by lender, loan amount, and borrower credit profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Tahoe City do?
An FHA loan specialist helps borrowers apply for FHA-insured mortgages. They assist with credit requirements, down payment options, and property eligibility for homes in Tahoe City. They also ensure compliance with California lending laws.
What are the FHA loan limits for Tahoe City in 2025?
For 2025, the FHA loan limit for a single-family home in Placer County, which includes Tahoe City, is $1,149,825 for high-cost areas. This limit is set by the U.S. Department of Housing and Urban Development and may change annually.
Do I need a special inspection for an FHA loan in Tahoe City?
Yes, FHA loans require a property appraisal by an FHA-approved appraiser. In Tahoe City, the appraiser will check for safety issues like radon or seismic risks. California law also requires a natural hazard disclosure for properties in flood or fire zones.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.