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Directory of fha loan specialists in Sun City, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Sun City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in Sun City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Point Mortgage Corporation
29737 New Hub Dr suit 103, Sun City, CA 92586
9516799200
Greg Herman Anchor Funding
27620 Charlestown Dr, Sun City, CA 92586
9512651607
An FHA loan specialist in Sun City, California helps homebuyers navigate FHA-insured mortgages, which are backed by the Federal Housing Administration. These loans often require a lower down payment and have flexible credit guidelines, making them popular in Riverside County. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Sun City Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Closing costs in Sun City generally range from 2 to 5 percent of the purchase price. Lender origination fees vary but often fall between 0.5 and 1.5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Sun City California?
For 2024, the FHA loan limit for a single-family home in Riverside County, which includes Sun City, is $530,150. Higher limits apply for multi-unit properties. These limits are set annually by the Department of Housing and Urban Development (HUD).
What credit score is needed for an FHA loan in California?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders may set higher requirements.
Are there California-specific requirements for FHA loans?
California does not add state-specific requirements to FHA loans, but all properties must meet HUD minimum property standards. Additionally, California law mandates that lenders provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.