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Compare FHA Loan Specialists in South Lake Tahoe, CA
Browse fha loan specialists serving South Lake Tahoe, California. Contact information and addresses listed below.
9 agents listed
Updated May 2026
South Lake Tahoe, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 fha loan specialists in South Lake Tahoe, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Tara Offenbacher
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
7758158272
Guild Mortgage - Ron Shaw
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5305731447
Guild Mortgage - Meghan Dinubilo
3079 Harrison Ave S, South Lake Tahoe, CA 96150
5307212395
Guild Mortgage Company
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5305731447
Associated Mortgage Center Inc
591 Tahoe Keys Blvd # D1, South Lake Tahoe, CA 96150
5305445309
Guild Mortgage - Pierre Herring
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5303180821
US Bank Mortgage
2850 Lake Tahoe Blvd, South Lake Tahoe, CA 96150
5305421221
Western Highland Mortgage
3170 US-50, South Lake Tahoe, CA 96150
5305775050
Guild Mortgage - Joe Stein
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5306002351
FHA loan specialists in South Lake Tahoe help borrowers qualify for government backed mortgages with lower down payments. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the unique housing market in the Lake Tahoe basin and can guide you through FHA requirements for vacation homes or primary residences.
What Does a FHA Loan Specialist in South Lake Tahoe Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Closing costs usually range from 2% to 5% of the purchase price. In South Lake Tahoe average closing costs for a $400,000 home might be $8,000 to $20,000. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for South Lake Tahoe in 2025?
For El Dorado County the 2025 FHA loan limit for a single family home is $498,257. High cost area adjustments may apply for parts of the county. Check with your specialist for the exact limit on your property.
Do I need a special license to be an FHA loan specialist in California?
Yes. All mortgage loan originators in California must hold a valid license from the Department of Financial Protection and Innovation. They must also complete annual continuing education on federal and state lending laws.
Can I use an FHA loan for a second home in South Lake Tahoe?
FHA loans are for primary residences only. You cannot use an FHA loan for a vacation home or investment property. However if you plan to live in the home full time it may qualify as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.