Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Seal Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tom McMurray - Karbon Financial
3020 Old Ranch Pkwy # 300, Seal Beach, CA 90740
7149091981
Taylor Weiner Team | The Ultimate Mortgage Experience
1650 Pacific Coast Hwy Unit C, Seal Beach, CA 90740
7146584912
Chenine Lozano - The Real Estate Finance Expert
13001 Seal Beach Blvd #210, Seal Beach, CA 90740
5626207662
Janelle Sagen, Finance of America Mortgage LLC
3030 Old Ranch Pkwy #110, Seal Beach, CA 90740
5627995793
Endeavor Mortgage
13001 Seal Beach Blvd, Seal Beach, CA 90740
5622803740
What Does a FHA Loan Specialist in Seal Beach Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount, plus third party fees for appraisal, credit report, and title insurance. For a $500,000 loan, total closing costs often range from $10,000 to $15,000. The upfront MIP of 1.75 percent adds about $8,750 to that amount. Costs vary by lender and property type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Seal Beach in 2025?
For Orange County where Seal Beach is located, the 2025 FHA loan limit for a single family home is $1,209,750. This high cost area limit applies because Orange County is designated as a high cost area by HUD.
Do I need mortgage insurance for an FHA loan in California?
Yes, all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP that varies based on loan term and down payment. In California, MIP typically remains for the life of the loan if your down payment is less than 10 percent.