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Looking for a fha loan specialist in Santa Paula? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Santa Paula, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in Santa Paula, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Triple C Mortgage Inc
138 N 10th St, Santa Paula, CA 93060
8059338100
Silver Mortgage Group Santa Paula
330 W Harvard Blvd suite b, Santa Paula, CA 93060
8054799283
Chase Mortgage
539 W Harvard Blvd, Santa Paula, CA 93060
8059339073
FHA loan specialists in Santa Paula help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Santa Paula residents benefit from local expertise in Ventura County housing market conditions and California specific property appraisal rules.
What Does a FHA Loan Specialist in Santa Paula Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Appraisal fees in Santa Paula are usually $500 to $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic FHA loan requirements in Santa Paula?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment or 500 with 10 percent down. The property must be your primary residence and meet FHA appraisal standards. California also requires a valid sellers permit for any required repairs.
How long does an FHA loan approval take in California?
Typical FHA loan processing in California takes 30 to 45 days from application to closing. This timeline includes appraisal review underwriting and compliance with California disclosure laws. Delays can occur if additional documentation is needed.
Are there California specific limits for FHA loans in Santa Paula?
Yes FHA loan limits for Ventura County in 2024 are set at a floor of $498,257 for a single family home. High cost area limits may apply up to $1,149,825. These limits are updated annually by the Department of Housing and Urban Development.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.