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Compare FHA Loan Specialists in Santa Fe Springs, CA

Browse fha loan specialists serving Santa Fe Springs, California. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Santa Fe Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in Santa Fe Springs, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage One Group
13353 Alondra Blvd Ste 214, Santa Fe Springs, CA 90670
7145155225
New American Funding - Santa Fe Springs
13244 Imperial Hwy., Santa Fe Springs, CA 90670
5622025936
US Bank Mortgage
13372 Telegraph Rd, Santa Fe Springs, CA 90670
8008722657

What Does a FHA Loan Specialist in Santa Fe Springs Cost?

Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual mortgage insurance premium (MIP) of 0.55% to 0.85% depending on loan terms and down payment. Closing costs in Santa Fe Springs range from 2% to 5% of the purchase price, including lender fees, appraisal fees, and title insurance. Third-party costs like credit reports and escrow fees also apply. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Santa Fe Springs in 2025?
For Los Angeles County, the 2025 FHA loan limit for a single-family home is $1,209,750. This high limit reflects the area's elevated home prices. Borrowers seeking a loan above this amount may need a jumbo or conventional loan.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may still qualify but must put down 10%. Individual lenders in Santa Fe Springs may set higher requirements.
How long does FHA loan processing take in Santa Fe Springs?
FHA loan processing in California usually takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs or if appraisal issues arise. The specialist can provide a timeline based on your specific situation.