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Directory of fha loan specialists in San Rafael, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
San Rafael, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in San Rafael, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dane Moler | Division President | Primary Residential Mortgage, Inc.
1101 Fifth Ave STE 330, San Rafael, CA 94901
4158702752
Primary Residential Mortgage, Inc.
1101 Fifth Ave STE 330, San Rafael, CA 94901
4158702752
Searchlight Lending
1300 4th St, San Rafael, CA 94901
4153554121
Dominique Stevens - Mayfair Mortgage Advisors
4040 Civic Center Dr Suite 200, San Rafael, CA 94903
4152508908
Larry Martinez, Mortgage Broker NMLS #256787
4304 Redwood Hwy #100, San Rafael, CA 94903
4153084466
Amy Yamamoto - Nor Cal Mortgage Of Marin
101 Lucas Valley Rd suite 384, San Rafael, CA 94903
4152581536
Charlie Christensen, Mortgage Banker NMLS# 233543
904 4th St, San Rafael, CA 94901
4155175926
Pro Mortgage
538 4th St, San Rafael, CA 94901
4159458880
Mary Jo Lafaye at Mutual of Omaha Reverse Mortgage
1000 4th St #875, San Rafael, CA 94901
6504408934
Marin Mortgage Brokers
4040 Civic Center Dr Suite 200, San Rafael, CA 94903
4155295056
Chad Geyer at Rate (NMLS #399335)
1050 Northgate Dr ste 50, San Rafael, CA 94903
4153064466
Ryan Lugbauer
538 4th St, San Rafael, CA 94901
4157946639
Taylor Made Financial
851 Irwin St, San Rafael, CA 94901
4152466966
California Mortgage Advisors, Inc.
4304 Redwood Hwy #100, San Rafael, CA 94903
8882257334
New American Funding - Walter Tang
1050 Northgate Dr ste 50, San Rafael, CA 94903
9492694003
Mortgage Loan Officer Lee David Baer
4304 Redwood Hwy, San Rafael, CA 94903
4153024888
Eric Bleth at Guaranteed Rate Affinity (NMLS #284916)
899 Northgate Dr Ste 100, San Rafael, CA 94903
4152572005
ACM Investor Services Inc
1101 Fifth Ave Suite 220, San Rafael, CA 94901
4159255252
Capital Mortgage Consultants Inc
4040 Civic Center Dr, San Rafael, CA 94903
4152155987
Adam J Wise - 653875 - Wells Fargo Home Mortgage
1203 4th St, San Rafael, CA 94901
4152979473
An FHA loan specialist in San Rafael California helps home buyers and homeowners navigate Federal Housing Administration insured loans. These loans often require a lower down payment and have flexible credit guidelines. California law mandates specific disclosures and waiting periods for FHA loans including a three day right of rescission on refinances.
What Does a FHA Loan Specialist in San Rafael Cost?
Typical costs for an FHA loan specialist in California include an origination fee of up to 1 percent of the loan amount plus third party fees for appraisal credit report and title insurance. For a $600,000 loan these costs total approximately $8,000 to $12,000. The upfront MIP of 1.75 percent adds about $10,500. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for San Rafael California?
For 2025 the FHA loan limit for a single family home in Marin County including San Rafael is $1,209,750. This high limit reflects the areas elevated home prices. Limits are updated annually by the Department of Housing and Urban Development.
Do I need mortgage insurance for an FHA loan in California?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount plus an annual MIP. The annual MIP rate varies from 0.15 percent to 0.75 percent depending on loan term and down payment. California law does not waive this requirement.
What credit score is needed for an FHA loan in San Rafael?
The minimum FHA credit score is 500 with a 10 percent down payment or 580 with a 3.5 percent down payment. Many California lenders set their own overlays requiring a score of 620 or higher. Check with multiple lenders for their specific requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.