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FHA Loan Specialists in San Mateo, CA

Browse fha loan specialists serving San Mateo, California. Contact information and addresses listed below.

13 agents listed
Updated May 2026
San Mateo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 fha loan specialists in San Mateo, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sean Kameli @ Supreme Lending - NMLS #633285
Supreme Lending, 1810 Gateway Dr # 115, San Mateo, CA 94402
6504342220
Supreme Lending - Scott Eaton
1810 Gateway Dr #230, San Mateo, CA 94404
9259809862
Redwood Mortgage
177 Bovet Rd #520, San Mateo, CA 94401
6503655341
The Michael Haigh Team with Supreme Lending
1300 S El Camino Real # 505, San Mateo, CA 94402
4152694461
Mortgage Services
181 2nd Ave, San Mateo, CA 94401
6507623014
Bay Financial Company
220 Baldwin Ave, San Mateo, CA 94401
6506855815
Wells Fargo Home Mortgage
1810 Gateway Dr Suite 150, San Mateo, CA 94404
6502874904
Emily Cheng - 319115 - Wells Fargo Home Mortgage
1810 Gateway Dr Suite 150, San Mateo, CA 94404
4086363318
Chase Home Lending
1730 S El Camino Real, San Mateo, CA 94402
4158123174
Mortgage Services
235 E 3rd Ave, San Mateo, CA 94401
6507030758
Kitty K Lee - 323994 - Wells Fargo Home Mortgage
1810 Gateway Dr Ste 150, San Mateo, CA 94404
5105797462
Michael Farrell - 282852 - Wells Fargo Home Mortgage
1810 Gateway Dr Suite 150, San Mateo, CA 94404
4159990749
Tina He - 1700854 - Wells Fargo Home Mortgage
1810 Gateway Dr Suite 150, San Mateo, CA 94404
6504898328

An FHA loan specialist in San Mateo can guide you through the process of obtaining a government-backed mortgage. These loans are insured by the Federal Housing Administration and have specific requirements under California law. Local specialists understand San Mateo County property values and California disclosure rules.

What Does a FHA Loan Specialist in San Mateo Cost?

Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 3000 to 8000 dollars but vary by lender and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in San Mateo?
An FHA loan specialist helps you apply for a mortgage insured by the Federal Housing Administration. They review your credit score and income to see if you qualify. They also explain California specific rules like the Homeowner Bill of Rights.
What are the FHA loan limits for San Mateo County in 2025?
For 2025 the FHA loan limit for a single family home in San Mateo County is 1,209,750 dollars. This high limit reflects the area high median home prices. Limits are set annually by the Department of Housing and Urban Development.
How long does an FHA loan approval take in California?
FHA loan approval typically takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal. California law requires a three day rescission period after signing loan documents.