ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in San Carlos. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
San Carlos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in San Carlos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HPI Financial
1149 Cherry St, San Carlos, CA 94070
6507419797
Cal-West Home Loans Inc
569 Laurel St, San Carlos, CA 94070
6505917321
Bay Area Capital Funding
790 Laurel St Ste 11, San Carlos, CA 94070
6506371955
An FHA loan specialist in San Carlos, California helps homebuyers navigate government-backed mortgages with lower down payments. California law requires lenders to provide specific disclosures under the California Financing Law. San Carlos is in San Mateo County, where FHA loan limits for 2025 are set at $1,149,825 for a single-family home.
What Does a FHA Loan Specialist in San Carlos Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs usually range from 2% to 5% of the loan amount, including appraisal fees of $500 to $700. Costs vary by lender and borrower profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in San Carlos do?
An FHA loan specialist guides borrowers through the FHA loan process, including credit requirements, property appraisals, and California-specific disclosures. They help you determine if you qualify and prepare your application for a local lender.
What are the FHA loan limits for San Carlos in 2025?
For 2025, the FHA loan limit for a single-family home in San Mateo County, including San Carlos, is $1,149,825. This limit applies to high-cost areas under federal guidelines.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in San Carlos who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.