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Looking for a fha loan specialist in Roseville? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Roseville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in Roseville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Pacific Mortgage (NMLS #1850)
3000 Lava Ridge Ct Suite 200, Roseville, CA 95661
9169601325
Better Rate Mortgage, Inc.
2998 Douglas Blvd Suite 325, Roseville, CA 95661
9167427400
Lennar Mortgage, LLC Sacramento
2251 Douglas Blvd Suite 190, Roseville, CA 95661
9167732722
Craig Mitchell, Home Loans, Cross Country Mortgage NMLS# 286100
An FHA loan specialist in Roseville California helps homebuyers and homeowners secure loans insured by the Federal Housing Administration. These loans often require a lower down payment and have more flexible credit standards than conventional loans. In California, all FHA loan originators must be licensed through the Nationwide Multistate Licensing System and comply with state disclosure laws under the California Residential Mortgage Lending Act.
What Does a FHA Loan Specialist in Roseville Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.0 percent of the loan amount. Appraisal fees in Roseville average $500 to $700, and title insurance costs vary by property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Roseville do?
An FHA loan specialist guides you through the FHA loan process from pre-approval to closing. They review your income, credit, and assets to determine eligibility. They also help you understand California-specific requirements such as property appraisal standards and loan limits for Placer County.
What are the FHA loan limits for Roseville California?
For 2025, the FHA loan limit for a single-family home in Placer County is $498,257. Higher limits apply for duplexes, triplexes, and fourplexes. These limits are set by the U.S. Department of Housing and Urban Development and can change annually.
How do I choose an FHA loan specialist in Roseville?
Look for a specialist who is licensed in California and has experience with FHA loans. Check their record on the Nationwide Multistate Licensing System website. Ask about their familiarity with local market conditions in Roseville and Placer County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.