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Looking for a fha loan specialist in Reedley? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Reedley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 fha loan specialists in Reedley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veronica Barragan Home Loan Group / Gold Standard Mortgage
935 G St, Reedley, CA 93654
5596383338
Denise Milton at CrossCountry Mortgage
1011 G St Suite 10, Reedley, CA 93654
5593075996
Maciel Mortgage
344 E Dinuba Ave ste b, Reedley, CA 93654
5596370011
Alfonso and Cynthia Solis Mortgage Consultants
1060 G St, Reedley, CA 93654
5593518738
YPN Mortgage Loans and Marketing Agency
1522 River Bluff Dr, Reedley, CA 93654
5592056940
Aleman Mortgage Company
641 W North Ave, Reedley, CA 93654
5596385126
Golden Valley Mortgage
344B E Dinuba Ave, Reedley, CA 93654
5596370011
Chase Mortgage
1000 G St, Reedley, CA 93654
5596386345
An FHA loan specialist in Reedley, California can help you navigate the process of obtaining a mortgage insured by the Federal Housing Administration. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. These specialists understand local housing market conditions in Reedley and can guide you through California specific down payment assistance programs.
What Does a FHA Loan Specialist in Reedley Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent of the loan balance depending on loan term and down payment. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Reedley, California?
FHA loan limits for Reedley are set by the Federal Housing Administration and vary by county. For Fresno County where Reedley is located, the 2025 FHA loan limit for a single family home is typically around $498,257. A specialist can confirm the exact current limit for your specific property type.
What credit score is needed for an FHA loan in California?
The minimum credit score for an FHA loan in California is typically 580 for a 3.5 percent down payment. Borrowers with a credit score between 500 and 579 may qualify with a 10 percent down payment. Individual lenders may have higher requirements.
Does California have a first time home buyer program that works with FHA loans?
Yes, the California Housing Finance Agency offers the MyHome Assistance Program which provides a deferred payment junior loan of up to 3.5 percent of the purchase price. This program can be combined with an FHA loan for eligible buyers in Reedley. Income and purchase price limits apply.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.