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Looking for a fha loan specialist in Redwood City? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Redwood City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Redwood City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
IMAD CANAVATI - C2 Financial Corporation
Redwood City, CA 94065
6503025014
UMAX Mortgage
2000 Broadway, Redwood City, CA 94063
8005498888
Mortgage, Bank of America
700 Jefferson Ave, Redwood City, CA 94063
6504182086
American Coast Mortgage
961 Woodside Rd ste d, Redwood City, CA 94061
6503652144
American Coast Mortgage
961 Woodside Rd ste d, Redwood City, CA 94061
6503652144
An FHA loan specialist in Redwood City can guide you through the process of obtaining a government-backed mortgage. California law requires lenders to provide specific disclosures for FHA loans, including the Good Faith Estimate. Local specialists understand the competitive housing market in Redwood City and can help you meet FHA property requirements.
What Does a FHA Loan Specialist in Redwood City Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% of the loan amount, plus third-party fees such as appraisal ($500 to $700) and credit report ($30 to $50). The upfront MIP is 1.75% of the loan amount, and annual MIP ranges from 0.45% to 1.05% depending on loan term and loan-to-value ratio. These costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Redwood City?
An FHA loan specialist helps borrowers qualify for FHA-insured loans. They review your credit, income, and debt ratios. They also ensure the property meets FHA minimum property standards.
What are the FHA loan limits for Redwood City in 2025?
For 2025, the FHA loan limit for a single-family home in San Mateo County is $1,149,825. This high limit reflects the area's high median home prices. Limits are set by HUD and updated annually.
What California-specific rules apply to FHA loans?
California Civil Code Section 2941 requires lenders to issue a reconveyance within 30 days after an FHA loan is paid off. Also, California law limits prepayment penalties on FHA loans. Always check with your specialist for current regulations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.