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Compare FHA Loan Specialists in Pomona, CA

Directory of fha loan specialists in Pomona, California. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Pomona, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in Pomona, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Pacific Mortgage (NMLS #301505)
1740 Gillette Rd STE 101, Pomona, CA 91768
9093970900
Mortgage Lender Specialist- Jeancarlo Granda
1740 Gillette Rd STE 101, Pomona, CA 91768
9092607302
Annel Flores - American Pacific Mortgage
18 Rancho Camino Dr #206, Pomona, CA 91766
9092179511

FHA loan specialists in Pomona California help homebuyers and homeowners access government-backed mortgages with lower down payments. California law requires FHA loan specialists to hold a valid Mortgage Loan Originator license from the Department of Financial Protection and Innovation. Pomona buyers often use FHA loans for single-family homes, condos, and fixer-uppers in the Inland Empire region.

What Does a FHA Loan Specialist in Pomona Cost?

Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Origination fees usually range from 0.5 to 1.5 percent of the loan. Appraisal fees in Pomona average 500 to 700 dollars. Other costs include credit report fees and title insurance. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Pomona?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. California lenders may have overlays that require higher scores.
Are FHA loans available for condos in Pomona?
Yes, FHA loans can be used for condos in Pomona if the complex is on the FHA approved condominium list. Buyers should check the HUD database before making an offer. California has specific rules about condo warranty and reserve requirements.
What is the FHA loan limit for Pomona California?
For 2024 the FHA loan limit for a single-family home in Los Angeles County including Pomona is 1,149,825 dollars. This high limit reflects the local median home prices. Limits are updated annually by HUD.