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Find FHA Loan Specialists Near You in Pleasant Hill, CA
Compare fha loan specialists in Pleasant Hill. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Pleasant Hill, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 fha loan specialists in Pleasant Hill, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bridgepoint Funding, Inc.
3478 Buskirk Ave # 1000, Pleasant Hill, CA 94523
9254788630
Avenir Mortgage Planners
3478 Buskirk Ave Suite 1000, Pleasant Hill, CA 94523
9256272111
Change Home Mortgage
2300 Contra Costa Blvd Suite 150, Pleasant Hill, CA 94523
9495146030
Change Home Mortgage, Katherine Galdamez NMLS #1250010
2300 Contra Costa Blvd Suite 150, Pleasant Hill, CA 94523
6503026527
Jason Wheeler - Mortgage Broker - C2 Financial
70 Doray Dr #14, Pleasant Hill, CA 94523
9252852172
Change Home Mortgage - Jennifer Leong
2300 Contra Costa Blvd Suite 150, Pleasant Hill, CA 94523
9253348097
Cindy Lowary -Change Home Mortgage
2300 Contra Costa Blvd Suite 150, Pleasant Hill, CA 94523
9257836965
Financial Network Funding Group
367 Civic Dr # 1, Pleasant Hill, CA 94523
9257981724
Mortgage Corporation
2300 Contra Costa Blvd, Pleasant Hill, CA 94523
9259498432
Bay Area Integrity Mortgage
2800 Pleasant Hill Rd # 180, Pleasant Hill, CA 94523
9258265900
An FHA loan specialist in Pleasant Hill, California helps homebuyers navigate FHA-insured mortgages, which are popular for their low down payment requirements. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Pleasant Hill residents often use FHA loans to purchase single-family homes or condos in the local market, where median prices can exceed $800,000.
What Does a FHA Loan Specialist in Pleasant Hill Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent depending on loan term and loan-to-value ratio. Closing costs in Pleasant Hill generally range from 2 to 5 percent of the purchase price, including lender fees, appraisal fees, and title insurance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Pleasant Hill?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in California may have overlays that require higher scores.
Are there specific FHA loan limits for Pleasant Hill, California?
Yes, FHA loan limits vary by county. For 2024, Contra Costa County has a standard FHA loan limit of $1,149,825 for a single-family home. High-cost area limits apply because the county is part of the San Francisco Bay Area metropolitan region.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. Delays can occur if appraisals or underwriting require additional documentation. California law requires a three-day right of rescission for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.