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Find FHA Loan Specialists Near You in Placerville, CA
Browse fha loan specialists serving Placerville, California. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Placerville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 fha loan specialists in Placerville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nicolas Moszoro | EZ Mortgages
4535 Missouri Flat Rd #2e, Placerville, CA 95667
5303205386
EZ Mortgages
4535 Missouri Flat Rd #2e, Placerville, CA 95667
5303033643
Envoy Mortgage - Placerville, CA
2920 Cold Springs Rd, Placerville, CA 95667
5302788070
Judy Hayes
183 Placerville Dr Suite C, Placerville, CA 95667
8773141499
Tony Lomatchinski | EZ Mortgages
4535 Missouri Flat Rd #2e, Placerville, CA 95667
9165865552
Steve Cockerell
183 Placerville Dr Suite C, Placerville, CA 95667
5306210222
Clear Creek Mortgage
4620 Meadland Dr, Placerville, CA 95667
5306747151
Stelzmiller Brokerage
3080 Sacramento St, Placerville, CA 95667
5306212222
Movement Mortgage
550 Main St Suite J-1, Placerville, CA 95667
8773141499
Western Foothill Mortgage
183 Placerville Dr, Placerville, CA 95667
5306267929
An FHA loan specialist in Placerville California can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. These loans are popular in El Dorado County for first-time homebuyers and those with lower credit scores. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Placerville Cost?
FHA loan specialists in California typically charge origination fees ranging from 0.5% to 1.5% of the loan amount. For a $400,000 loan this means fees between $2,000 and $6,000. Borrowers also pay an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. These costs vary by lender and loan specifics. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Placerville do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a loan, and submit a complete application. They also advise on California specific rules such as the California Housing Finance Agency programs that may pair with FHA loans.
What are the FHA loan limits for Placerville California?
For 2025 the FHA loan limit for a single-family home in El Dorado County is approximately $530,000 to $600,000 depending on the area. These limits are set by the Department of Housing and Urban Development and may change annually.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs under FHA guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.