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Looking for a fha loan specialist in Placentia? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Placentia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Placentia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
774 S Placentia Ave #302, Placentia, CA 92870
7142412326
Compass Lending Group
319 E Palm Dr # D, Placentia, CA 92870
7149837447
Tina Gomez - Crosswalk Mortgage
377 E Chapman Ave Suite 200, Placentia, CA 92870
7147132836
Socalzone Home Loans
226 Juanita Way, Placentia, CA 92870
7148145296
George The Lender
319 E Palm Dr, Placentia, CA 92870
7143609628
An FHA loan specialist in Placentia California helps homebuyers navigate government-backed mortgages with flexible credit requirements. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Placentia buyers often use FHA loans for single-family homes or condos in Orange County.
What Does a FHA Loan Specialist in Placentia Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance depending on loan term and down payment. Appraisal fees in Placentia run 500 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Placentia California in 2025?
For 2025 the FHA loan limit for a single-family home in Orange County including Placentia is 1,209,750 dollars. This limit applies to standard FHA loans under California lending guidelines.
What credit score is needed for an FHA loan in Placentia?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have additional overlay requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.