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Directory of fha loan specialists in Pinole, California. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Pinole, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 fha loan specialists in Pinole, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeLoans by Evelyn Chong
953 San Pablo Ave Suite A, Pinole, CA 94564
5106806394
Janice Carroll - Barrett Financial Group
2284 San Pablo Ave, Pinole, CA 94564
5109280566
Musa Financial
2646 Appian Way #31, Pinole, CA 94564
5108601686
Edward Carroll | Mortgage Broker | MLO 1037433 | Barrett Financial Group LLC
An FHA loan specialist in Pinole, California helps homebuyers navigate FHA-insured mortgages. These loans are popular in the Bay Area due to lower down payment requirements. California law requires all FHA loan originators to hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Pinole Cost?
Typical costs for FHA loan specialist services in California include an origination fee of 1% to 1.5% of the loan amount. Additional costs may include an upfront mortgage insurance premium of 1.75% of the loan and annual mortgage insurance premiums of 0.55% to 0.85%. Third-party fees for appraisal, credit report, and title services range from $500 to $1,500. These costs vary by lender and borrower profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Pinole do?
An FHA loan specialist guides borrowers through the FHA loan process. They help with credit requirements, down payment assistance programs, and property eligibility. In Pinole, specialists often work with local lenders familiar with Contra Costa County housing values.
What are the FHA loan limits for Pinole California?
For 2024, the FHA loan limit for a single-family home in Contra Costa County is $1,149,825. This high limit reflects the area's elevated home prices. A specialist can confirm current limits and eligibility for your specific property.
Do I need a special license to be an FHA loan specialist in California?
Yes. California requires all FHA loan originators to be licensed under the California Financing Law. They must pass a background check, complete pre-licensing education, and register with the NMLS. Unlicensed activity is illegal.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.