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Compare fha loan specialists in Paradise. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Paradise, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in Paradise, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Argus Lending
6331 Skyway, Paradise, CA 95969
8772099475
HII Mortgage Loans Paradise CA
3922 Pentz Rd # 2, Paradise, CA 95969
5304138909
FHA loan specialists in Paradise California help homebuyers secure government-backed mortgages with lower down payments. California law requires these specialists to hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. Local specialists understand the unique rebuilding needs in Paradise after the Camp Fire and can guide borrowers through FHA 203(k) rehabilitation loans.
What Does a FHA Loan Specialist in Paradise Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Total closing costs in Paradise usually fall between $5,000 and $10,000 but can vary based on property value and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Paradise California?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have overlays requiring higher scores.
How do California FHA loan limits apply in Paradise?
FHA loan limits for Butte County in 2025 are set by the Department of Housing and Urban Development. For a single-family home the limit is usually around $498,257. These limits adjust annually based on median home prices in the area.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.