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Find FHA Loan Specialists in Palos Verdes Estates, CA
Directory of fha loan specialists in Palos Verdes Estates, California. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Palos Verdes Estates, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 fha loan specialists in Palos Verdes Estates, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Circadian Mortgage Brokers
30 Malaga Cove Plaza, Palos Verdes Estates, CA 90274
3107536764
South Bay Mortgage Brokers
413 Vía Corta, Palos Verdes Estates, CA 90274
3108747932
Danny Waddell at CrossCountry Mortgage
405 Vía Chico # 3, Palos Verdes Estates, CA 90274
4246526799
Michelle Rogers at CrossCountry Mortgage
405 Vía Chico # 3, Palos Verdes Estates, CA 90274
3105606005
Diana Gunderson at Guaranteed Rate Affinity (NMLS #455514)
68 Malaga Cove Plaza, Palos Verdes Estates, CA 90274
3109083544
Lenders Capital Mortgage
2215 Vía Anacapa, Palos Verdes Estates, CA 90274
3107912280
What Does a FHA Loan Specialist in Palos Verdes Estates Cost?
Typical costs for an FHA loan specialist in California include an origination fee which can range from 0.5 to 1.5 percent of the loan amount. You may also pay an upfront mortgage insurance premium of 1.75 percent of the base loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Additional costs include appraisal fees around 500 to 800 dollars and credit report fees of 30 to 50 dollars. Actual costs vary by lender loan size and your financial profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Palos Verdes Estates do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also ensure your loan meets California specific rules and local property guidelines.
What are the FHA loan limits for Palos Verdes Estates in 2025?
For 2025 the FHA loan limit for a single family home in Los Angeles County including Palos Verdes Estates is 1,209,750 dollars. Higher limits apply for two unit three unit and four unit properties. These limits are set by the Department of Housing and Urban Development HUD and are adjusted annually.
Do I need a special license to be an FHA loan specialist in California?
In California mortgage loan originators must be licensed through the Nationwide Multistate Licensing System NMLS and registered with the California Department of Financial Protection and Innovation. An FHA loan specialist must also be approved by HUD to originate FHA loans. Always verify a specialists NMLS number and FHA approval status.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.