Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in Ontario, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Planet Home Lending, LLC - Rancho Cucamonga
4375 E Lowell St H, Ontario, CA 91761
9093604601
GEM Mortgage
3281 E Guasti Rd Suite 330, Ontario, CA 91761
9094570257
Lock n Loan Lending
3602 Inland Empire Blvd # B205, Ontario, CA 91764
9095505135
Adam Tice, Mortgage Lender and Broker NMLS #289398
3595-1 Inland Empire Blvd BLDG 1, Ontario, CA 91764
6268252326
Inspire Home Loans - Ontario, CA
3237 E Guasti Rd #120, Ontario, CA 91761
8447757758
Encore Mortgage
3155 Sedona Ct bldg c, Ontario, CA 91764
9097577017
BirdEye Loans, Inc.
3200 E Guasti Rd #100, Ontario, CA 91761
9096355813
Golden Coast Mortgage (25+ Years in Mortgage Lending)
1119 S Milliken Ave Suite E, Ontario, CA 91761
9094678600
Firm Foundation Finances Inc
3350 Shelby St Suite 216, Ontario, CA 91764
9096545838
Patty Stigler | Home Sweet Home Mortgage
3281 E Guasti Rd 7th Floor Suite 705, Ontario, CA 91761
9095491144
Statewide Funding
3190 E Shelby St #A2, Ontario, CA 91764
9097184848
Reality Home Solutions
337 N Vineyard Ave, Ontario, CA 91764
9518889440
Guild Mortgage - Jess Rodas
3491 Concours St Suite 102, Ontario, CA 91764
9517647667
CalShield Home Loans
3200 E Guasti Rd Ste 100, Ontario, CA 91761
9096354835
Idrees Khan | Mortgage Lender
3800 Concours St Suite 160, Ontario, CA 91764
9096053844
Jason R Smith - Mortgage Lender NMLS# 169972
3190 E Shelby St Building #A2, Ontario, CA 91764
9095656595
Pacific Lending LLC
3800 Concours St Suite 160, Ontario, CA 91764
8664314328
Aylen Nolasco - Mortgage Loan Officer
3350 Shelby St #100, Ontario, CA 91764
9514898503
Legacy Lending Inc
316 N Corona Ave, Ontario, CA 91764
5627813571
Future Mortgage Inc
3595 Inland Empire Blvd #1240, Ontario, CA 91764
9095816320
What Does a FHA Loan Specialist in Ontario Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Ontario California generally range from 2 to 5 percent of the loan amount. These costs vary based on loan size property location and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Ontario California in 2025?
For San Bernardino County which includes Ontario the FHA loan limit for a single family home is $498,257 for 2025. Higher limits apply for multi unit properties. These limits are set by the Federal Housing Administration and may change annually.
What credit score is needed for an FHA loan in Ontario California?
The minimum FHA credit score is 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have their own overlays requiring higher scores.
Are there California specific requirements for FHA loans?
Yes California requires all FHA loans to include a home inspection contingency under California Civil Code Section 1102. Also California law mandates that lenders provide a Good Faith Estimate within three business days of application. Earthquake insurance is not required by FHA but may be required by the lender.