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Looking for a fha loan specialist in Novato? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Novato, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 fha loan specialists in Novato, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spiro John Hishmeh
371 Bel Marin Keys Blvd Suite 130-117, Novato, CA 94949
4159481952
Pinnacle Home Loans - Novato, CA
999 Grant Ave #201, Novato, CA 94945
4159677607
Paul Olbrantz - Clear2Close Brokers
1682 Novato Blvd Suite 152, Novato, CA 94947
7074947017
West Cal Financial - Real Estate & Mortgage Brokerage
1775 Indian Valley Rd, Novato, CA 94947
4153207454
Homa Rassouli Mutual Mortgage of Omaha
7250 Redwood Blvd Suite 300, Novato, CA 94945
4152239481
VARRIS Mortgage Solutions
1450 Grant Ave #204, Novato, CA 94945
4152099500
Fischer Jodi A
1202 Grant Ave b2, Novato, CA 94945
4158979103
Elite Mortgage Solutions
7599 Redwood Blvd #212, Novato, CA 94945
4157387700
Kay Waller - Pinnacle Home Loans
999 Grant Ave #201, Novato, CA 94945
4157101670
Mark Hanf
1604 Grant Ave, Novato, CA 94945
4158832150
An FHA loan specialist in Novato California helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in Marin County due to lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Novato Cost?
Typical costs for an FHA loan specialist in California include an origination fee of up to 1 percent of the loan amount and third party fees for appraisal credit report and title services. Appraisal fees in Marin County often range from $500 to $800. Closing costs for an FHA loan in Novato usually total between 2 and 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Novato California in 2025?
For 2025 the FHA loan limit for Marin County including Novato is $1,209,750 for a single family home. This high limit reflects the areas elevated median home prices. Limits are set annually by the Department of Housing and Urban Development (HUD).
What is the minimum down payment for an FHA loan in Novato?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579 you may qualify with a 10 percent down payment. These requirements apply nationwide including California.
Do FHA loans require mortgage insurance in California?
Yes FHA loans require both an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP that varies by loan term and down payment. In California this annual MIP typically ranges from 0.45 to 1.05 percent of the loan balance. For most loans the MIP is required for the life of the loan if the down payment is less than 10 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.