ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Newport Beach. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Newport Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 fha loan specialists in Newport Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trusted Rate, Inc.
4590 MacArthur Blvd Suite 500, Newport Beach, CA 92660
8886791865
BluePoint Mortgage
4000 MacArthur Blvd, Newport Beach, CA 92660
8772671056
John Farrell Mortgage Lender
1501 Westcliff Dr # 280, Newport Beach, CA 92660
9499810805
Save Financial - Home Mortgage Lender & Hard Money Loans
4000 MacArthur Blvd #600e, Newport Beach, CA 92660
9493795320
Tim Storm - Arbor Financial Group
130 Newport Center Dr Suite 250, Newport Beach, CA 92660
9498291846
Loanleaders of America, Inc
1401 Dove St #340, Newport Beach, CA 92660
8888341988
Pacific Coast Home Loans & Realty, Inc
895 Dove St, Newport Beach, CA 92660
8666746592
Premier Lending Group PLG Corp
510 31st St Ste D, Newport Beach, CA 92663
8883046550
Loanpro
858 Production Pl, Newport Beach, CA 92663
9497529777
Sarena Talbert at CrossCountry Mortgage
881 Dover Dr # 110, Newport Beach, CA 92663
9495542620
City Edge Financial
359 San Miguel Dr #207, Newport Beach, CA 92660
9492289177
Newport Capital Funding
1400 Quail St STE 235, Newport Beach, CA 92660
9492301613
Shelly Logemann | CrossCountry Mortgage, LLC
120 Newport Center Dr #239, Newport Beach, CA 92660
9498871234
CrossCountry Mortgage, LLC
881 Dover Dr # 110, Newport Beach, CA 92663
9173184096
U.S. Bank-Mortgage Loan Officer-Craig Lawrence
1501 Westcliff Dr, Newport Beach, CA 92660
7604693203
U.S. Bank-Mortgage Loan Officer-Craig Lawrence
1501 Westcliff Dr, Newport Beach, CA 92660
7604693203
An FHA loan specialist in Newport Beach, California helps homebuyers navigate government-backed mortgages with lower down payments. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Newport Beach buyers often use FHA loans for properties in Orange County, where the 2024 conforming loan limit for a single-family home is $1,149,825 in high-cost areas.
What Does a FHA Loan Specialist in Newport Beach Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums run 0.55% to 0.85% of the loan balance. Appraisal fees in Newport Beach range from $500 to $800. Other costs include credit report fees of $30 to $50 and title insurance averaging $2,000 to $4,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Newport Beach?
An FHA loan specialist guides borrowers through the FHA loan process, including credit requirements, property appraisals, and mortgage insurance. They help determine if a borrower qualifies for an FHA loan under California and federal guidelines.
What are the FHA loan limits for Newport Beach in 2024?
For 2024, the FHA loan limit for a single-family home in Orange County, including Newport Beach, is $1,149,825. This high-cost area limit reflects the local median home prices and is set by the Department of Housing and Urban Development.
Are there California-specific rules for FHA loans?
Yes, California requires all FHA loan originators to hold a valid license from the Department of Financial Protection and Innovation. Additionally, California law mandates a specific disclosure about mortgage insurance and the borrower right to cancel within three business days of signing.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Newport Beach who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.