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Showing 2 fha loan specialists in National City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GHI Mortgage
2434 Southport Way D, National City, CA 91950
8665864167
California Housing Administration
1625 Sweetwater Rd Suite D, National City, CA 91950
6193271400
What Does a FHA Loan Specialist in National City Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% of the loan balance. Lender fees, appraisal costs, and title insurance add $2,000 to $5,000. Closing costs generally total 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for National City in 2025?
For 2025, the FHA loan limit for a single-family home in San Diego County, which includes National City, is $1,209,750. This limit applies to high-cost areas and is set by the U.S. Department of Housing and Urban Development.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. With a score between 500 and 579, a 10% down payment is required. Individual lenders may have higher standards.