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Looking for a fha loan specialist in Morgan Hill? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Morgan Hill, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 fha loan specialists in Morgan Hill, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Global Mortgage
50 W Main Ave C, Morgan Hill, CA 95037
4087787144
Guild Mortgage - Diana Legaspi
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4082096328
Bobby Saadieh - Mortgage Loan Officer - Loan Depot
17500 Depot St, Morgan Hill, CA 95037
4085685019
Guild Mortgage - Jayson Stebbins
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4088250220
loanDepot
17500 Depot St ste. 170, Morgan Hill, CA 95037
4085086201
Guild Mortgage - Karisa Sarracino
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4088250246
Guild Mortgage - Janene Towner Chernoff
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4088250250
Guild Mortgage - John Norgard
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4088250214
Pacific Coast Mortgage Company
18181 Butterfield Blvd #170, Morgan Hill, CA 95037
4087792278
Guild Mortgage - Gelda Angel
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4086147070
Imelda Gonzalez Loan Officer 2351651
18525 Sutter Blvd Suite 210, Morgan Hill, CA 95037
4086088905
Ramin Ekhtiar at LoanDepot
17500 Depot St, Morgan Hill, CA 95037
4084317296
Justin Berteaux
18525 Sutter Blvd Suite 210, Morgan Hill, CA 95037
4087105252
Land Home Financial Services - Morgan Hill
98 W 2nd St, Morgan Hill, CA 95037
4084793090
Guild Mortgage - Shirley Dennis
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4088250198
Lacey Sullivan at Guaranteed Rate Affinity (NMLS #281902)
950 Tennant Station, Morgan Hill, CA 95037
4083351008
Guild Mortgage Company
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4087828800
Chase Home Lending
17599 Monterey St, Morgan Hill, CA 95037
4085518888
New American Funding - Amanda Moellering
17190 Monterey Rd # 202, Morgan Hill, CA 95037
4083407736
An FHA loan specialist in Morgan Hill, California helps homebuyers navigate government-backed mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. In California, FHA loan limits for Santa Clara County are higher than in many other areas due to the high cost of housing.
What Does a FHA Loan Specialist in Morgan Hill Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent. Closing costs in Morgan Hill generally range from 2 to 5 percent of the purchase price. Lender fees and appraisal costs also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Morgan Hill in 2025?
For Santa Clara County, the 2025 FHA loan limit for a single-family home is $1,149,825. This high limit reflects the area elevated home prices. Borrowers should verify current limits with a specialist as they can change annually.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. Individual lenders in California may set higher requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.