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Compare fha loan specialists in Moreno Valley. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Moreno Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Moreno Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Darlena Moore
Moreno Valley, CA 92557
9512423415
Summit Home and Lending
21364 Tennyson Rd, Moreno Valley, CA 92557
9512179533
Puente de Oro Home Loans
28676 Belmont Park Way, Moreno Valley, CA 92555
9093636625
Chase Home Lending
27060 Fir Ave, Moreno Valley, CA 92555
6266655658
Happy Investments, Inc. Moreno Valley CA
F, 14910 Perris Blvd Ste B # 261, Moreno Valley, CA 92553
9513793402
An FHA loan specialist in Moreno Valley can help you navigate the process of obtaining a Federal Housing Administration insured mortgage. California law requires lenders to provide specific disclosures, including a Good Faith Estimate and a Truth in Lending statement, within three business days of application. Moreno Valley home buyers often use FHA loans for their lower down payment requirements, which can be as low as 3.5 percent for qualified borrowers.
What Does a FHA Loan Specialist in Moreno Valley Cost?
Typical costs for an FHA loan specialist in California include an origination fee, usually 1 percent of the loan amount, and third party fees for appraisal, credit report, and title services. In Moreno Valley, total closing costs often range from 3 to 6 percent of the purchase price. The FHA also charges an upfront mortgage insurance premium of 1.75 percent, which can be rolled into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Moreno Valley?
The FHA requires a minimum credit score of 580 to qualify for the 3.5 percent down payment option. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. California lenders may have additional overlay requirements.
Are there California specific limits for FHA loan amounts in Moreno Valley?
Yes, FHA loan limits vary by county. For Riverside County, which includes Moreno Valley, the 2024 FHA loan limit for a single family home is $530,150. High cost area adjustments may apply for certain properties.
What is the mortgage insurance requirement for FHA loans in California?
FHA loans require both an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP that varies based on loan term and down payment. In California, this annual MIP typically ranges from 0.55 percent to 0.85 percent of the loan balance per year.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.