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Directory of fha loan specialists in Menifee, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Menifee, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 fha loan specialists in Menifee, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian the Home Loan Guy and REALTY
27186 Newport Rd D6, Menifee, CA 92584
9516393733
Kim England & Kim Manley - Home Loan Specialist
31630 Railroad Canyon Rd Suite 6, Menifee, CA 92587
9512648386
Donovan Palmer
27186 Newport Rd Suite C2, Menifee, CA 92584
9514547864
Ivan Dominguez Mortgage Broker
27559 Newport Rd Suite 120, Menifee, CA 92584
9518979775
An FHA loan specialist in Menifee California can help you navigate the Federal Housing Administration loan process. These loans are popular in the Inland Empire for their low down payment requirements. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Menifee Cost?
Typical costs for an FHA loan specialist in California include an origination fee of up to 1 percent of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75 percent of the loan amount and can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent of the loan balance depending on loan term and loan to value ratio. Closing costs in Menifee generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Menifee do?
An FHA loan specialist guides you through the FHA loan application and approval process. They help verify your eligibility, review your credit, and prepare your documents for underwriting. They also ensure compliance with California state lending regulations.
What are the FHA loan limits for Menifee California?
For 2024, the FHA loan limit for a single family home in Riverside County including Menifee is $530,150. Higher limits apply for duplexes triplexes and fourplex properties. These limits are set by the Department of Housing and Urban Development.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed. California law requires a three day right of rescission for refinance loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.