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Looking for a fha loan specialist in Manhattan Beach? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Manhattan Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 fha loan specialists in Manhattan Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Maloney Capital
952 Manhattan Beach Blvd # 160, Manhattan Beach, CA 90266
3105464777
RPM Mortgage | Nicole Francis
3500 N Sepulveda Blvd #3, Manhattan Beach, CA 90266
7758461839
First Manhattan Mortgage and Realtors
1147 Highland Ave, Manhattan Beach, CA 90266
3105458300
THE BUCHANAN TEAM - NEO Home Loans
818 Manhattan Beach Blvd #100, Manhattan Beach, CA 90266
3108978789
Joseph Archer - Chase Home Lending Advisor - NMLS ID 268431
2600 N Sepulveda Blvd, Manhattan Beach, CA 90266
4242822213
Chase Home Lending
201 Manhattan Beach Blvd, Manhattan Beach, CA 90266
3107502495
Jason Graham-U.S. Bank Mortgage
3300 N Sepulveda Blvd, Manhattan Beach, CA 90266
3106299903
Mortgage Capital Partners Manhattan Beach
111 N Sepulveda Blvd Ste 370, Manhattan Beach, CA 90266
3102952900
FHA loan specialists in Manhattan Beach, California help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Manhattan Beach borrowers benefit from local specialists who understand the high-cost housing market and can guide them through FHA loan limits specific to Los Angeles County.
What Does a FHA Loan Specialist in Manhattan Beach Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 0.5 to 1 percent of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and down payment. Third-party costs such as appraisal fees in Manhattan Beach average $500 to $700, and title insurance fees vary by property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Manhattan Beach in 2025?
For 2025, the FHA loan limit for a single-family home in Los Angeles County, which includes Manhattan Beach, is $1,149,825. This high-cost area limit applies because median home prices exceed the national ceiling. Limits are updated annually by the Department of Housing and Urban Development (HUD).
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may impose their own overlays, so requirements can vary by institution.
Are there California-specific requirements for FHA loans?
California requires all FHA loan originators to hold an active NMLS license and complete continuing education. Additionally, California Civil Code Section 2941.7 mandates that lenders must issue a deed of reconveyance within 30 days after a loan is paid off. Local property tax rules also apply to escrow accounts.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.