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Find FHA Loan Specialists Near You in Los Altos, CA
Directory of fha loan specialists in Los Altos, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Los Altos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in Los Altos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Satish K Dadral - 450886 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6505592022
Satish K Dadral - 450886 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6505592022
Nicole Santizo at Rate (NMLS #582907)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6505840958
Jerome Sierra - 448230 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6509962661
Tanya Click at Rate (NMLS #307893)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4087100265
Milestone Financial LLC
4962 El Camino Real STE 201, Los Altos, CA 94022
6503168970
Andre Gutierrez at Rate (NMLS #251241)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4085085610
Bee Wong at Rate (NMLS #281727)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4158600012
Gisele Chopaan - 459722 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
5109098942
Parshan Rayatkah at Rate (NMLS #1577584)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6503162171
Princeton Capital
161 S San Antonio Rd, Los Altos, CA 94022
6509472296
Rate
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6505840958
David L Baker - 448768 - Wells Fargo Home Mortgage
467 1st St Ste 100, Los Altos, CA 94022
6505592018
Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6505592018
Broker One Mortgage
95 1st St #120, Los Altos, CA 94022
6509494600
Sean Ban - 1568126 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
4083096339
Chase Home Lending
199 Main St, Los Altos, CA 94022
6503930338
May Wu - 733753 - Wells Fargo Home Mortgage
467 1st St Ste 100, Los Altos, CA 94022
6505754428
Opes Advisors- Los Altos Branch
241 S San Antonio Rd, Los Altos, CA 94022
6509492020
Candy Lew - Chase Home Lending Advisor - NMLS ID 694541
199 Main St, Los Altos, CA 94022
6503930338
An FHA loan specialist in Los Altos, California can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. California has specific rules regarding FHA loan limits and property conditions that vary by county. A local specialist understands the unique real estate market in Los Altos and Santa Clara County.
What Does a FHA Loan Specialist in Los Altos Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Los Altos generally range from 2 to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 0.5 to 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Los Altos do?
An FHA loan specialist helps borrowers understand FHA loan requirements, including down payment minimums and credit score guidelines. They also assist with the application process and ensure compliance with California specific regulations such as state disclosure laws.
What are the FHA loan limits for Los Altos California?
FHA loan limits for Los Altos in Santa Clara County are higher than the standard national limit due to the high cost of housing. For 2024 the limit for a single family home is over one million dollars. A specialist can confirm the exact current limit for your situation.
How long does it take to get an FHA loan in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and document review. California law requires specific disclosures that may add a few days to the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.