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Directory of fha loan specialists in Loomis, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Loomis, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in Loomis, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Eberhart, Edge Home Finance
3669 Taylor Rd Ste 673, Loomis, CA 95650
9166063779
Manresa Mortgage, Mortgage Broker
3875 Taylor Rd # B, Loomis, CA 95650
9168727975
What Does a FHA Loan Specialist in Loomis Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Loomis range from 2 to 5 percent of the purchase price, including lender fees, appraisal fees around $500 to $700, and title insurance. California also charges a documentary transfer tax of 0.11 percent on loans over $500,000. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Loomis, California in 2025?
For 2025, the FHA loan limit for a single-family home in Placer County, including Loomis, is $1,149,825 for high-cost areas. This limit is set by the Department of Housing and Urban Development and adjusts annually based on median home prices.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have their own overlays requiring higher scores.
How long does an FHA loan approval take in California?
The FHA loan process in California usually takes 30 to 45 days from application to closing. California law mandates a three-business-day right of rescission after signing loan documents. Delays can occur if appraisal or title issues arise.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.