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Browse fha loan specialists serving Lomita, California. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Lomita, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in Lomita, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LA Gordon Mortgage Center
2350 250th St #10, Lomita, CA 90717
3232965539
Golden State Mortgage
2244 CA-1 #106, Lomita, CA 90717
8005368171
FHA loan specialists in Lomita, California help homebuyers and homeowners navigate FHA-insured mortgages. These loans are popular in the South Bay area due to lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Lomita Cost?
Typical costs for an FHA loan specialist in California include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and down payment. Third-party costs such as appraisal, title, and escrow fees add several thousand dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lomita do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and complete the application process. They also guide clients on California-specific rules such as property condition standards and occupancy requirements.
What are the credit score requirements for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have overlays with slightly higher minimums.
Are there limits on FHA loan amounts in Lomita, California?
Yes, FHA loan limits are set by the Federal Housing Administration and vary by county. For Los Angeles County, which includes Lomita, the 2025 FHA loan limit for a single-family home is typically around $1,149,825 for high-cost areas. Check with a specialist for current limits.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.