Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 fha loan specialists in Lancaster, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Judith Estrella Loan Specialist
42455 10th St W Suite 108, Lancaster, CA 93534
6618165673
Homefund Mortgage Inc.
6513 La Sarra Dr, Lancaster, CA 93536
6612091567
Davison Mortgage Company
765 W Lancaster Blvd, Lancaster, CA 93534
6614948085
Minted Mortgage Company Inc.
42220 10th St W, Lancaster, CA 93534
6612648872
Urban First Funding Corporation
1055 W Avenue M # 104, Lancaster, CA 93534
6617292900
Rosemarie Celeste - Home loans
42220 10th St W Suite 107, Lancaster, CA 93534
6613174159
Venessa Henriquez- Minted Mortgage Company, Inc.
42220 10th St W Suite 107, Lancaster, CA 93534
6618869806
loanDepot
42455 10th St W Ste 108-109, Lancaster, CA 93534
6612021700
Ruben Galindo - Kind Home Loans
767 W Lancaster Blvd 2nd Floor Suite C, Lancaster, CA 93534
6617186646
Guild Mortgage - Heather Sargent
604 W Ave L #107, Lancaster, CA 93534
6618100479
Guild Mortgage Company
604 W Ave L #107, Lancaster, CA 93534
6612235900
Augusta Financial, Inc
2010 W Ave J8 Suite 107, Lancaster, CA 93536
8002235363
What Does a FHA Loan Specialist in Lancaster Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.55 to 1.05 percent depending on loan term and down payment. Closing costs generally range from 3 to 5 percent of the purchase price, covering appraisal fees (about $500 to $700), title insurance, and escrow fees. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic FHA loan requirements in California?
Borrowers typically need a minimum credit score of 580 for a 3.5 percent down payment or 500 with 10 percent down. The property must meet FHA safety and appraisal standards. California also requires a valid state ID and proof of residency.
How long does the FHA loan process take in Lancaster?
The typical timeline from application to closing is 30 to 45 days in California. This includes appraisal, underwriting, and compliance with state escrow laws. Delays can occur if additional documentation is needed.
Are there California-specific limits for FHA loans in Lancaster?
Yes, FHA loan limits vary by county. For Los Angeles County which includes Lancaster, the 2025 standard limit is $530,900 for a single-family home. Higher limits apply for multi-unit properties.