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Compare FHA Loan Specialists in Lake Arrowhead, CA
Compare fha loan specialists in Lake Arrowhead. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Lake Arrowhead, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in Lake Arrowhead, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bobadilla Finance Team Home Loans: Mortgage Lender & Broker
28200 CA-189 F-240 #17&18, Lake Arrowhead, CA 92352
9092704647
American Pacific Mortgage (NMLS #1699116)
28200 CA-189 Suite 23, Lake Arrowhead, CA 92352
9092639596
FHA loan specialists in Lake Arrowhead help borrowers qualify for government-backed mortgages with lower down payments and flexible credit requirements. California law requires all FHA loan originators to hold a valid license from the Department of Financial Protection and Innovation. Lake Arrowhead properties must meet FHA minimum property standards which can be affected by the areas mountain terrain and seasonal access.
What Does a FHA Loan Specialist in Lake Arrowhead Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent depending on loan term and loan to value ratio. Closing costs generally range from 3 to 5 percent of the purchase price. Lender fees appraisal fees and title insurance add to the total. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lake Arrowhead California?
For 2025 the FHA loan limit for San Bernardino County which includes Lake Arrowhead is 498257 dollars for a single family home. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by the Department of Housing and Urban Development and may change annually.
Can I use an FHA loan to buy a cabin in Lake Arrowhead?
Yes you can use an FHA loan for a primary residence in Lake Arrowhead including cabins and single family homes. The property must be owner occupied and meet FHA safety and habitability standards. Seasonal cabins or vacation homes that are not your primary residence do not qualify.
What is the minimum down payment for an FHA loan in California?
The minimum down payment for an FHA loan in California is 3.5 percent of the purchase price for borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. All down payment funds must be documented and sourced legally.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.