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Find FHA Loan Specialists Near You in La Quinta, CA
Looking for a fha loan specialist in La Quinta? Review the directory below to compare your options.
9 agents listed
Updated May 2026
La Quinta, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 fha loan specialists in La Quinta, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
47050 Washington St, La Quinta, CA 92253
7602894701
Envoy Mortgage
47110 Washington St #101, La Quinta, CA 92253
7605018400
Choice One Mortgage Company
78015 Main St #201, La Quinta, CA 92253
3106145920
Mortgage, Bank of America
78-400, CA-111, La Quinta, CA 92253
7605650540
Chase Mortgage
78805 CA-111, La Quinta, CA 92253
7605640351
Patty Jenab at CrossCountry Mortgage
51555 Desert Club Dr Suite 200, La Quinta, CA 92253
8777731226
Hacienda Home Loans, Inc.
77935 Calle Tampico #202, La Quinta, CA 92253
7605642714
Founders Alliance Mortgage and Investments, Inc
78150 Calle Tampico Ste 200J, La Quinta, CA 92253
7603180035
Provident Bank Mortgage
51105 Avenida Villa #1, La Quinta, CA 92253
7607716696
What Does a FHA Loan Specialist in La Quinta Cost?
FHA loan costs in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent of the loan balance, depending on loan term and down payment. Closing costs in La Quinta typically range from 2 to 5 percent of the purchase price, including lender fees, appraisal fees, and title insurance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the down payment requirements for an FHA loan in La Quinta?
FHA loans typically require a 3.5 percent down payment for borrowers with a credit score of 580 or higher. For scores between 500 and 579, a 10 percent down payment is needed. California does not have additional state down payment rules beyond federal FHA guidelines.
Are there property condition requirements for FHA loans in California?
Yes, FHA requires properties to meet minimum health and safety standards through an FHA appraisal. In California, this includes checking for termite damage and compliance with local building codes. The appraiser must verify the property is structurally sound and safe.
How long does an FHA loan process take in La Quinta?
The typical FHA loan process takes 30 to 45 days from application to closing. California law requires lenders to provide a Loan Estimate within three business days of application. Delays can occur if the property needs repairs identified during the appraisal.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.