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Looking for a fha loan specialist in Irvine? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Irvine, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in Irvine, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
West Capital Lending
17911 Von Karman Ave suite 400, Irvine, CA 92614
9496523943
Kind Lending, LLC
1920 Main St Suite 1200, Irvine, CA 92614
7148441000
Trusted Mortgage Capital
3 Park Plaza #1150, Irvine, CA 92614
8885028187
Mission Loans, LLC
18200 Von Karman Ave Suite 550, Irvine, CA 92612
8559594500
Mutual of Omaha Mortgage
6430 Oak Canyon #100, Irvine, CA 92618
9492386571
PrimeLending, A PlainsCapital Company - Irvine
1 Venture Suite 200, Irvine, CA 92618
9495170450
Shield Home Loans
32 Discovery, Irvine, CA 92618
8888199981
Purpose Funding
15707 Rockfield Blvd Suite 225, Irvine, CA 92618
8444273863
The Insight Team - NEO Home Loans
100 Spectrum Center Dr Suite 750, Irvine, CA 92618
9496516300
PrimeLending, A PlainsCapital Company - Aliso Viejo
1 Venture Suite 200, Irvine, CA 92618
9493346200
Loandrone, Inc.
400 Spectrum Center Dr Suite 1900, Irvine, CA 92618
8885032826
DBH Home Loans - NMLS #846180
17911 Von Karman Ave suite 400, Irvine, CA 92614
7143222668
Lexington Home Loans
300 Spectrum Center Dr Suite 170, Irvine, CA 92618
8555858800
National Pacific Lending
9891 Irvine Center Dr STE 150, Irvine, CA 92618
9493621400
Sierra Pacific Mortgage Irvine
2100 S Main St #106, Irvine, CA 92614
9494701333
Secured American Lending, LLC
18100 Von Karman Ave Ste 100, Irvine, CA 92612
9499984589
247 Home Lending
18818 Teller Ave #145, Irvine, CA 92612
8665871443
Westpark Loans
300 Spectrum Center Dr Suite 400, Irvine, CA 92618
9498282529
What's A Mortgage
17911 Von Karman Ave suite 400, Irvine, CA 92614
9497494952
Mortgages by David De La Torre
19900 MacArthur Blvd #640, Irvine, CA 92612
5622771010
What Does a FHA Loan Specialist in Irvine Cost?
Typical costs for an FHA loan specialist in Irvine California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 percent to 1.05 percent of the loan balance, depending on the loan term and down payment. Origination fees from lenders vary but often range from 0.5 percent to 1.5 percent of the loan amount. Third-party costs like appraisal and title fees add another $1,000 to $3,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Irvine California in 2025?
For 2025, the FHA loan limit for a single-family home in Orange County, which includes Irvine, is set at $1,209,750. This high limit reflects the area's elevated home prices and allows borrowers to use FHA financing for more expensive properties.
What credit score is needed for an FHA loan in Irvine?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with a score between 500 and 579 may still qualify but must put down at least 10 percent. Individual lenders in Irvine may set higher requirements.
How long does it take to close an FHA loan in California?
The typical FHA loan closing timeline in California is 30 to 45 days from application to funding. Delays can occur due to appraisal issues or document verification. California law requires a three-day right of rescission for refinances but not for purchase loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.