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Browse fha loan specialists serving Hermosa Beach, California. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Hermosa Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 fha loan specialists in Hermosa Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
200 Pier Ave Suite 133 & 134, Hermosa Beach, CA 90254
5086799884
Peter Cannon | Fairway Independent Mortgage Corporation Co-Branch Manager
200 Pier Ave Suite 133 & 134, Hermosa Beach, CA 90254
4243438551
Bryan Ford Mortgage Solutions
444 Hermosa Ave APT 101, Hermosa Beach, CA 90254
2136326692
Sofi Local
1221 Hermosa Ave, Hermosa Beach, CA 90254
7472228579
1st Los Angeles Mortgage Corporation
2615 Pacific Coast Hwy #200, Hermosa Beach, CA 90254
3109374220
Golden Years Mortgage Solutions
111 Pier Ave #111, Hermosa Beach, CA 90254
8006300650
An FHA loan specialist in Hermosa Beach helps borrowers secure mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Hermosa Beach Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Third party costs such as appraisal and title fees add $2,000 to $5,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hermosa Beach do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium (UFMIP). They also ensure your loan meets California specific property and income guidelines.
What are the FHA loan limits for Hermosa Beach California?
For 2024 the FHA loan limit for a single family home in Los Angeles County including Hermosa Beach is $1,149,825. This high limit reflects the areas elevated home prices. Borrowers seeking a loan above this amount may need a jumbo or conventional loan.
How do I choose an FHA loan specialist in Hermosa Beach?
Look for a specialist who is licensed through the NMLS and has experience with FHA loans in California. Ask about their familiarity with local appraisers and underwriters. You can verify a specialists license on the NMLS Consumer Access website.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.