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Browse fha loan specialists serving Garden Grove, California. Contact information and addresses listed below.
11 agents listed
Updated June 2026
Garden Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 11 fha loan specialists in Garden Grove, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Garden Grove California helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in Orange County due to lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Garden Grove Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.55 percent to 1.05 percent. Closing costs in Garden Grove generally range from 2 to 5 percent of the purchase price including lender fees title insurance and escrow charges. These costs vary by loan amount credit profile and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Garden Grove?
An FHA loan specialist guides borrowers through the FHA loan process from pre approval to closing. They help verify that the property meets FHA minimum property standards and that the borrower meets income and credit requirements. Specialists also explain California specific rules such as state disclosure requirements and escrow procedures.
What are the FHA loan limits for Garden Grove California?
For 2024 the FHA loan limit for a single family home in Orange County including Garden Grove is $1,149,825. This high limit reflects the area median home prices. Borrowers should confirm current limits with their specialist as they are updated annually by the Department of Housing and Urban Development.
How long does an FHA loan process take in California?
A typical FHA loan in California closes in 30 to 45 days from application. California law requires a three business day right of rescission after signing loan documents. Delays can occur if the property needs repairs to meet FHA standards or if appraisal issues arise.
Get matched with agents in Garden Grove who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.