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Compare fha loan specialists in Fullerton. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Fullerton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 fha loan specialists in Fullerton, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Menconi and Associates
1370 N Brea Blvd #203, Fullerton, CA 92835
8004751460
Lock Rate Mortgage
1020 S Raymond Ave # A, Fullerton, CA 92831
8885115885
Diane Luongo Gazich - C2 Financial Corporation
3261 N Harbor Blvd # B, Fullerton, CA 92835
7143498890
Millenia Mortgage Fullerton
285 E Imperial Hwy Unit 202, Fullerton, CA 92835
6577771033
Daniel Perez Mortgage
The Tom Key Professional building, 100 W Valencia Mesa Dr #201, Fullerton, CA 92835
7144850939
C2 Reverse Mortgage: Carlos Perez, Ph.D.
1820 Sunny Crest Dr #5788, Fullerton, CA 92835
7147672064
Fullerton Community Lending
1440 N Harbor Blvd, Fullerton, CA 92831
8555006740
Fullerton homebuyers seeking an FHA loan can work with a specialist who understands California specific rules. California law requires FHA loan specialists to hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. These professionals guide borrowers through FHA guidelines including the 3.5 percent minimum down payment and property appraisal standards common in Orange County.
What Does a FHA Loan Specialist in Fullerton Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Origination fees usually range from 0.5 percent to 1.0 percent of the loan amount. Appraisal fees in Fullerton average 500 to 700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fullerton do?
An FHA loan specialist helps borrowers qualify for a government backed mortgage insured by the Federal Housing Administration. They review your credit score debt to income ratio and employment history. In California they must follow state disclosure laws and provide a Loan Estimate within three business days of application.
What are the FHA loan limits for Fullerton California?
For 2025 the FHA loan limit for a single family home in Orange County including Fullerton is 1,209,750 for high cost areas. This limit is set by the Department of Housing and Urban Development and may change annually. Borrowers should confirm current limits with their specialist.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.