ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse fha loan specialists serving Fortuna, California. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Fortuna, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 fha loan specialists in Fortuna, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Humboldt Equity, Inc
656 Main St, Fortuna, CA 95540
7076828100
Tri Counties Bank
909 Main St, Fortuna, CA 95540
7077257150
Redwood Capital Bank Fortuna
1075 S Fortuna Blvd Suite A, Fortuna, CA 95540
7077254722
Senior Finance Group
935 Fernwood Dr, Fortuna, CA 95540
7074994362
FHA loan specialists in Fortuna, California help homebuyers and homeowners navigate FHA-insured mortgages. These loans are popular in Humboldt County due to lower down payment requirements and flexible credit guidelines. California law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Fortuna Cost?
FHA loan costs in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.45 to 1.05 percent depending on loan term and down payment. Typical closing costs range from 3 to 6 percent of the purchase price. Lender fees, appraisal fees, and title insurance also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Fortuna?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may apply additional requirements.
Are there California-specific limits for FHA loans in Fortuna?
Yes, FHA loan limits vary by county. For Humboldt County in 2025, the single-family home limit is $498,257. This amount is set by the Federal Housing Administration and updated annually based on median home prices.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. Delays can occur if appraisals or documentation are incomplete. California law requires a three-day right of rescission for refinances.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Fortuna who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.