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Directory of fha loan specialists in Exeter, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Exeter, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 fha loan specialists in Exeter, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brent Baker / Vero Mortgage
217 E Palm St, Exeter, CA 93221
5595948600
Cory Reeder - Home Loan Officer, NMLS #1867432
217 E Palm St, Exeter, CA 93221
5597866260
An FHA loan specialist in Exeter, California can help you navigate the Federal Housing Administration loan process. These loans are popular in the Central Valley due to lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Exeter Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75 percent. For a $300,000 loan, these costs total about $8,250. Annual mortgage insurance premiums range from 0.55 to 0.85 percent of the loan balance. Closing costs in Exeter generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Exeter California?
For 2024, the FHA loan limit for a single-family home in Tulare County is $498,257. This limit applies to Exeter, which is part of the county. Higher limits may apply for multi-unit properties.
What credit score is needed for an FHA loan in California?
Most lenders require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set their own requirements above the FHA minimum.
Are there California-specific requirements for FHA loans?
California requires a licensed appraiser to complete the FHA appraisal. The state also mandates a Natural Hazard Disclosure report for properties in flood zones or earthquake areas. These reports must be provided to the buyer before closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.