Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 fha loan specialists in Escondido, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Federal Capital Funding Group - Borna Joseph Eftekari
425 W 5th Ave Ste 205, Escondido, CA 92025
8582258586
Chris Wagner - American Pacific Mortgage
401 S Ivy St, Escondido, CA 92025
7608457350
Robison Home Loans
128 E Grand Ave #212, Escondido, CA 92025
8582645748
Finance of America Mortgage LLC
235 W 5th Ave #200, Escondido, CA 92025
7609750255
Countywide Mortgage Lending
100 S Escondido Blvd, Escondido, CA 92025
7607467388
Jim Kabellis
411 S Ivy St, Escondido, CA 92025
7607433290
Paul Donovan- The Donovan Group/ HFC Lending
500 La Terraza Blvd Suite 150 #6157, Escondido, CA 92025
7609890444
Braceland Homes Inc.
602 S Grape St, Escondido, CA 92025
6199473560
David Cummins, American Pacific Mortgage
411 S Ivy St, Escondido, CA 92025
6195086496
Stacy Hunjadi - Arbor Financial
1802 S Escondido Blvd STE D, Escondido, CA 92025
9496898089
Fouts Financial
27734 Granite Ridge Rd, Escondido, CA 92026
8585871400
Borna Eftekari Senior Mortage Loan Officer
425 W 5th Ave Ste 205, Escondido, CA 92025
8582258586
Hii Loans Escondido Ca
243 S Escondido Blvd #537-L, Escondido, CA 92025
7605462429
What Does a FHA Loan Specialist in Escondido Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75% of the loan amount, plus annual MIP of 0.45% to 1.05% depending on loan term and down payment. Lender fees may range from 1% to 2% of the loan amount, and appraisal costs average $500 to $700. Closing costs in Escondido generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Escondido do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets HUD and FHA guidelines, and they help with California-specific requirements such as property appraisal standards and state disclosure forms.
What are the FHA loan limits for Escondido in 2025?
For 2025, FHA loan limits in San Diego County, which includes Escondido, are set at $1,209,750 for a single-family home in high-cost areas. Limits vary by property type and are updated annually by HUD based on median home prices.
Do I need a specific license to offer FHA loans in California?
Yes, loan originators in California must be licensed under the California Department of Financial Protection and Innovation through the Nationwide Multistate Licensing System. They must also complete FHA-specific training and maintain a valid NMLS ID.