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Compare fha loan specialists in El Monte. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
El Monte, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 fha loan specialists in El Monte, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LINKAGE FINANCIAL GROUP INC
12368 Valley Blvd STE 117, El Monte, CA 91732
6263506760
Chase Home Lending
12039 Valley Blvd, El Monte, CA 91732
6265828621
Chase Home Lending
4749 Santa Anita Ave, El Monte, CA 91731
8328124416
Lender's Foreclosure Services Inc
2158 Durfee Ave, El Monte, CA 91733
6265795350
An FHA loan specialist in El Monte, California can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. California law requires lenders to provide specific disclosures, including the California Residential Mortgage Lending Act requirements, and El Monte buyers may qualify for local down payment assistance programs.
What Does a FHA Loan Specialist in El Monte Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85% depending on the loan term and down payment. Closing costs in El Monte generally range from 2% to 5% of the purchase price, including appraisal fees, title insurance, and escrow fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in El Monte do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify, and submit your application. They ensure you meet California specific guidelines, such as the state's cap on loan origination fees and the required homebuyer education counseling.
What are the FHA loan limits for El Monte, California?
For 2025, the FHA loan limit for a single-family home in Los Angeles County, which includes El Monte, is $1,209,750 for high-cost areas. This limit is set by the Department of Housing and Urban Development and may change annually.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.