Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 fha loan specialists in El Dorado Hills, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Van Patten Mortgage Group
4960 Robert J Mathews Pkwy Suite A, El Dorado Hills, CA 95762
8778468657
Essex Mortgage
897 Embarcadero Dr #213, El Dorado Hills, CA 95762
9164391275
American Mortgage Network - Brian Beland
2222 Francisco Dr Suite 520, El Dorado Hills, CA 95762
9168801149
Rapid Mortgage Capital Corp.
3907 Park Dr # 235, El Dorado Hills, CA 95762
8885710298
Rojo Mortgage
4944 Windplay Dr #380, El Dorado Hills, CA 95762
9165483942
The Mortgage Company
2222 Francisco Dr Suite #220-434, El Dorado Hills, CA 95762
9163963185
American Pacific Mortgage (NMLS #1905115)
1072 Green Valley Rd, El Dorado Hills, CA 95762
9167926763
Village Financial Group
1212 Suncast Ln # 1, El Dorado Hills, CA 95762
9163673738
Live Better Financial
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
8882253336
Bear Flag Home Loans
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
9166716371
Rick R. Johnson, Village Financial Group, Inc.
1212 Suncast Ln # 1, El Dorado Hills, CA 95762
9163673738
Davis & Amaral Mortgage Inc
1200 Suncast Ln Ste 3, El Dorado Hills, CA 95762
9169339343
1st Choice Mortgage
4525 Serrano Pkwy Suite 100, El Dorado Hills, CA 95762
8336447600
What Does a FHA Loan Specialist in El Dorado Hills Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs usually range from 3 to 6 percent of the purchase price, including lender fees, appraisal fees, and title insurance. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for El Dorado Hills California in 2025?
For 2025, the FHA loan limit for a single-family home in El Dorado County is typically around $498,257 for standard areas. Higher limits may apply for high-cost areas. Check with a specialist for the exact amount.
What credit score is needed for an FHA loan in California?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have overlays requiring higher scores.
How long does the FHA loan process take in El Dorado Hills?
The typical FHA loan process takes 30 to 45 days from application to closing. Delays can occur due to appraisal requirements or document verification. California law requires a three-day right of rescission for refinances.