Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 fha loan specialists in Desert Hot Springs, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Happy Investments, Inc. Desert Hot Springs Ca
14080 Palm Dr ste d # 227a, Desert Hot Springs, CA 92240
7606606221
Blue Fox Capital
66350 Pierson Blvd A, Desert Hot Springs, CA 92240
3107563619
Fusion Lending Corp
15825 Ave Manzana, Desert Hot Springs, CA 92240
7602221642
Mortgage Loans
66500 Buena Vista Ave, Desert Hot Springs, CA 92240
7604136812
What Does a FHA Loan Specialist in Desert Hot Springs Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent depending on loan term and down payment. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary by lender loan size and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Desert Hot Springs California?
FHA loan limits for Riverside County including Desert Hot Springs are set annually by HUD. For 2024 the single family home limit is approximately $530,150. A specialist can confirm the exact current limit for your property type.
Do I need a specific credit score for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have their own overlay requirements so check with a specialist.