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Browse fha loan specialists serving Delano, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Delano, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 fha loan specialists in Delano, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Safe 1 Credit Union
1008 Fremont St, Delano, CA 93215
8777233128
Chase Mortgage
917 Main St, Delano, CA 93215
6617252581
Gateway Mortgage Group
579 Rd 200, Delano, CA 93215
6612635867
Hard Money Lenders Delano CA
1519 Garces Hwy, Delano, CA 93215
6614035395
Commercial Lending Delano CA
1727 Cecil Ave, Delano, CA 93215
6613628899
An FHA loan specialist in Delano California can guide you through the process of obtaining a Federal Housing Administration insured loan. These loans are popular for first time home buyers and those with lower credit scores. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Delano Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount. The upfront mortgage insurance premium (UFMIP) is 1.75 percent of the loan, and annual mortgage insurance premiums range from 0.45 to 1.05 percent. Closing costs in Delano usually total between 3,000 and 6,000 dollars for a standard loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Delano?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. They explain eligibility requirements such as a minimum 3.5 percent down payment and a credit score of at least 580. In California, the specialist must hold a valid NMLS license and follow state regulations.
What are the FHA loan limits for Delano California?
For 2024, the FHA loan limit for a single family home in Kern County is 498,257 dollars. This limit applies to most areas in Delano. Higher limits may apply for duplexes or larger properties.
How do I qualify for an FHA loan in Delano?
You need a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may qualify with a 10 percent down payment. You must also have a debt to income ratio of 43 percent or less and provide proof of steady employment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.